ZELLE®
Make sending money fast and easy.
We partnered with Zelle®¹ so you can easily accept payments from your customers.
It’s a simple way to receive money, split the cost of a bill2 or send money.
Benefits of Zelle®
- Get your money typically in minutes.1
- Easy: Your customers can pay you with Zelle® right from their banking app, allowing you to receive payments while on the go with no extra hardware or trip to the bank.
- Fast: Enhance cash flow. No need to wait for a check to clear, payments are sent directly to your bank account, typically within minutes.1
- Safe: No need to provide your account information to send and receive payments1 with Zelle®.
- Send money using only an email address or U.S. mobile number.
How does it work? Watch this short video:
Zelle® FAQs
How do I use Zelle® with a small business account?
Eligible small business accounts can send, receive, or request money with Zelle®. To get started, you must be enrolled in Dime Community Bank’s Business Online Banking and mobile app.
Click on the Zelle® tab in Business Online Banking or the Payments/Transfers tab in Business Online Banking PLUS. Enter your email address or U.S. mobile number, receive a one-time verification code, enter it, accept the terms and conditions, and you’re ready to start sending and receiving money with Zelle®.
To send money with Zelle®, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1
If the small business or consumer you sent money to has already enrolled with Zelle® through their banking app, the money is sent directly to their bank account and cannot be canceled. It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
To receive money using Zelle® with a small business account, share your enrolled email address or U.S. mobile number with your customers and ask them to send you payment with Zelle® right from their banking app. No need to share any sensitive account details. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.
To request money using Zelle® with a small business account, click “Send Money with Zelle®,” select “Request,” enter the individual’s email address or U.S. mobile number, confirm the recipient is correct and tap “Request.”
If your customer is using Zelle® through their banking app, they’ll be able to pay you with Zelle®. You’ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle® app, they will not be able to send you money with Zelle®, and you should arrange for a different payment method.
Does Zelle® or Dime Community Bank offer purchase protection?
Neither Dime Community Bank nor Zelle® offers purchase protection for payments made with Zelle®.
Are there any fees to use Zelle® with a small business account at Dime Community Bank?
No, Dime Community Bank does not charge a fee to use Zelle® with a small business account. Stop Payment and Mobile carrier fees may apply.
Is my information secure?
Keeping your money and information safe is a top priority for Dime Community Bank. When you use Zelle® within our online banking or mobile app, your information is protected with the same technology we use to keep your Dime Community Bank account safe.
Are there any differences in the experience between using Zelle® with my personal bank account versus my small business account?
Whether you use Zelle® with a business account or a consumer account, Zelle® uses the same network to initiate payments to small businesses and consumers. Consumers who are already enrolled with Zelle® through their banking app don’t need to do anything different to send money to a small business. The experience is slightly different for small businesses, as small businesses cannot currently send payments to or receive payments from consumers who are only enrolled in the Zelle® app.1
Can I use Zelle® internationally?
In order to use Zelle®, the sender and recipient’s bank or credit union accounts must be based in the U.S
Can I cancel a payment?
You can only cancel a payment if the small business or consumer you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Stop This Payment.” If you do not see this option available, please contact our customer support team at 1-800-321-DIME (3463) for assistance with canceling the pending payment.
If you send money to a small business or consumer that has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you try to send money to a consumer who is enrolled in the Zelle® app, the payment won’t go through, and a message will pop up to let you know the payment cannot be completed. With small business accounts, Zelle® does not currently support sending or receiving money to users enrolled in the Zelle® app.
If you sent money to the wrong person, please immediately call our customer support team at 1-800-321-DIME (3463) so we can help you.
Who should I call if I have questions or need help?
Please call Dime Community Bank at 1-800-321-DIME (3463) so we can help you.
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¹ To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. Transactions between enrolled users typically occur in minutes.
² Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used here in under license.